Worried that your financial strategy is
Missing Something?
We’re here to help you feel confident in your financial future.
Complete discovery process addressing your goals and concerns.
(Get to know each other)
Review your current:
- Income Plan
- Investment Plan
- Tax Plan
- Health Care Plan
- Legacy Plan
Diagnostic of current portfolio:
- Risk Analysis
- Cost Analysis
- Income Analysis
- Social Security Analysis
- Annuity Analyzer
Choose to Fix
ENGAGE NICHOLAS WEALTH MANAGEMENT
Details of constructing your retirement income plan:
- Income Plan
- Investment Plan
- Advanced Planning
- Tax Plan
- Health Care Plan
- Legacy Plan
- Reiterate Structure of the Plan
- Reiterate Expectations
- Review Accounts
- Review Initial Statements and Website
- Establish Regular Review Process
- Implement Advanced Planning
Your Dreams Matter
At Nicholas Wealth Management, we believe everyone should be able to live the retirement they’ve always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of investments and insurance products and services, designed to help you address your financial needs and concerns.
INCOME PLANNING
Our goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life. This typically includes:
- Social Security maximization
- Income & expense analysis
- Inflation plan
- Spousal plan
- Longevity protection
INVESTMENT PLANNING
Once your income plan is established, we will create an investment plan for the remaining assets that you may not need to draw from month to month. This typically includes:
- Assessing your risk tolerance
- Adjusting your portfolio to reduce fees
- Volatility control
- Evaluating ways to reduce risk while still working toward your goals
- Comprehensive institutional money management
TAX PLANNING
Any comprehensive Retirement Plan will include a strategy for decreasing tax liabilities. This typically includes:
- Assessing the taxable nature of your current holdings
- Possible IRA planning
- Strategizing ways to include tax-deferred or tax-free money in your plan
- Strategizing which tax category to draw income from first to potentially reduce tax burden
- Discussing ways to leverage your qualified money to leave tax-free dollars to your beneficiaries
HEALTH CARE PLANNING
We will create a plan to help you address rising health care costs with a minimum of expense, including:
- Looking at all aspects of Medicare, Parts A, B and D
- Analyzing options for a long-term care plan
LEGACY PLANNING
It is important to ensure your hard-earned assets go to your beneficiaries in the most tax-efficient manner. By working collaboratively with an estate planning attorney, our goal will be to help you:
- Maximize your estate and income tax planning opportunities
- Protect any assets in trust and ensure they are distributed to your beneficiaries probate free
- Prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death
Ready for the next step?
Click here to schedule a meeting to learn more information about any of our products and services. Schedule a meeting today or register to attend a seminar.
